Note 01Route summary
We prepare your documentation and introduce you to Irish banks and authorised payment providers so you can open a business current account without false starts.
Ref BBAO-05, typed for the wall
Company formation & business setupFor employers
Business bank account opening
Open an Irish business bank account, with full document prep and the right introductions.
KYC
Due diligence
Intros
To providers
Full
Doc prep
0 to 6 wks
Typical
Folder 01. Route file, Business bank account opening
0 to 6 weeks
Typical time to open an Irish business current account once full anti-money-laundering documentation is provided for the company and its directors, longer where a director is resident outside the EEA.
Book the bank early
Irish banks routinely take two to four weeks to open a company account once documents are in, longer if any director is outside the EEA.
What we'll do for you
Open an Irish business bank account, with full document prep and the right introductions.
Ledger · Business bank account opening
Entry 01 · registered
Assess
We match you to banks or authorised providers that actually onboard your business type and ownership structure.
Entry 02 · registered
Prepare
We assemble the identity, address and company documents banks require, certified where needed for non-resident directors.
Entry 03 · registered
Introduce
We make the introduction and submit a complete account application, reducing back-and-forth.
Entry 04 · registered
Verify
We support you through KYC, beneficial ownership and source-of-funds checks and answer compliance questions.
Entry 05 · registered
Open
Onboarding completes and the account goes live with IBAN, cards and online banking.
Balance · fee scoped to your situation
Price on request
We confirm a fixed fee before any work begins. The €70 Book Consultation cost is separate.
0to0
weeks to a decision
Plaque 01 The wait
Typically 2 to 6 weeks once full anti-money-laundering documentation is provided. Companies with non-EEA resident directors go through enhanced due diligence and sit at the longer end.
Lodged with the fee
EUR 0
Queries handled for youTracked weeklyFigures are indicative
EUR 0
full tank, official charges onlyEF
Account maintenance (monthly)EUR 15Per transaction feeEUR 0.35Business debit cardIncluded
Indicative pricing, several banks waive fees for an introductory period.
receipts, in the vitrine
Account
EUR 15
Per
EUR 0.35
Business
Included
2to 6 weeks
Non-resident directors, extra checks
05 watchCheck the register first
06 officialTraditional bank versus payment provider
| Criteria | Traditional bank | Payment provider |
|---|---|---|
| Full IBAN current account | Yes | Yes |
| Cash and cheque lodgements | Yes | No |
| Fast remote onboarding | No | Yes |
| Overdraft and credit facilities | Yes | No |
| Typical opening time | 2 to 6 weeks | Days to 2 weeks |
Gather company and director documents
1wk
Submit application
1wk
KYC and compliance review
2wk
Account activated
1wk
0 wk
0 wk
0 wk
0 wk
0weeks
Assess
Prepare
Introduce
Verify
Open
Certificate of Incorporation and company constitutionPhoto ID for all directors and beneficial ownersProof of address for all signatoriesClear description of the business and expected activityDetails of directors, shareholders and beneficial ownersRevenue tax registration numberExpected turnover and source of funds informationCRO company printout from CORE
Q01Can you guarantee an account will be opened?
No, the bank makes the final decision. Strong preparation and the right introduction significantly improve your chances and speed, and we steer you to the providers most likely to approve your profile.
Q02Do all signatories need to attend in person?
It varies by provider. Some allow full remote onboarding by video, while others require an in-person or witnessed verification step. We confirm this before you apply.
Q03How long does it take to open a business account?
Typically 2 to 6 weeks once full anti-money-laundering documentation is provided. Companies with non-EEA resident directors go through enhanced due diligence and sit at the longer end.
Q04What documents cause the most delay?
Missing or uncertified proof of address, incomplete beneficial ownership details and unanswered source-of-funds questions are the top three reasons an opening stalls. We close those gaps up front.
Q05Can I use an online payment provider instead of a bank?
Yes, but only use one authorised or EU-passported in Ireland. We check the Central Bank register before recommending any provider.
Official
AIB business banking
Review AIB's business current account and start the opening process online or by appointment.
aib.ie
Official
Bank of Ireland business banking
Compare Bank of Ireland's business current account and apply online for a new company account.
businessbanking.bankofireland.com
ToolFree
Central Bank registers
Verify that any bank, e-money or payment provider you consider is actually authorised in Ireland.
registers.centralbank.ie
Do first
CORE, company documents
Download the CRO company printout and certificate details banks request during onboarding.
core.cro.ie
Guide
Registering for tax as a business
Have your Revenue tax registration number ready, banks ask for it as part of business verification.
revenue.ie
Note 02Booking note
Yes, but only use one authorised or EU-passported in Ireland. We check the Central Bank register before recommending any provider.
Ref VW-BOOK, typed for the wall
Figures on this page are indicative and depend on your circumstances and current DETE and ISD rules.